How it works
Making the most of your business expensesWhy pay the old way? Pay smarter with pay.com.au - unlock rewards, improve cash flow, and simplify payments.
Choose the best method for your business. Use any credit card, bank transfer, or BPAY.
Cover expenses from ATO bills to payroll and contractors, even if they don’t accept credit cards.
Every payment counts. Maximise your rewards on every transaction, by adding PayRewards.
Every payment counts - no matter how you pay, you’re always earning. Uncapped.
Pay suppliers or bills via bank transfer or BPAY and earn Points. You can even earn on credit card repayments.
Paying the ATO directly limits your credit card Points. Use pay.com.au and get your full Points allocation.
Unlock flexibility and use the payment method that works for you, not just your supplier.
Use your credit card’s interest-free period to manage cash flow—up to 55 days.
Earn rewards twice with PayRewards! Use your rewards credit card (hello, Amex!) to rack up Points, then double them with PayRewards for even more rewards!
No limits, just possibilities. PayRewards are the Points your business can always use. Tailored to you.
Fly Business or First Class with direct transfers to more than 10 leading airline and hotel partners.
Quick redemption, fast rewards—get digital gift cards at your fingertips, with access to 100’s of retailers in a click.
Use your points for travel, exclusive tickets, the latest tech—whatever’s on your wishlist, it’s on the cards.
Sync transactions seamlessly for effortless reconciliation.
Manage multiple businesses from one platform and assign roles like bookkeepers or admins.
Manage payment approvals for secure, controlled spending.
Automate bills and payments to save time and effort.
Enjoy secure, fast account access with Passkeys for a safer login experience.
Send points to staff or others in your business.
Helping Australian businesses reimagine their business payments, since 2021.
Our customers say
Excellent
4.3 out of 5 based on 148 reviews
Over billions processed annually. Protected by industry-leading security.
Payments protected according to PCI DSS security standards.
Secure data handling through ISO 27001-certified infrastructure.
No card numbers stored—just safe, secure tokens for every payment.
Instant suspicious activity flagging to help stop fraud early.