American Express Partner

Amex in.
Business class out.

ATO. Suppliers. Payroll. Every payment you make should pay you back. Full points. Bonus rewards. Freedom earned.

Get Started

30-day free trial • No setup fees • Cancel anytime

Unleash your Amex

Pay anyone. Even suppliers who swear they don't take cards. We handle the transfer. You earn full points. Plus PayRewards on top. That's payback.

Amex Platinum Business Card

Your Amex is being robbed

Thousands of points. Gone. Every year. Here's where they're disappearing.

ATO payments? Capped.

Pay the taxman direct and your points get slashed. Your Platinum earning 1 point instead of 2.25? That's not a reward. That's a rip-off.

56% fewer points. Ouch.

Suppliers say no to Amex

"Bank transfer only." Sound familiar? Every EFT invoice is points left on the table. Your freedom, forfeited.

Zero points on EFT. Zero.

Payroll earns nothing

Your biggest expense. Your team's wages. Paid by bank transfer. Month after month. Not a single point earned.

Your biggest spend. Biggest loss.

Unleash your full earning rate

Pay through us. Earn uncapped. It's that simple.

Direct to ATO

Capped. Reduced. Robbed.

1 pt per $1
→
Via pay.com.au

Full rate. Full freedom.

2.25 pts per $1

We flip it. Your Amex sees a regular business purchase, not a government payment. Full points. No caps. That's the move.

Stack it. Flex it. Fly.

Full credit card points. Plus add PayRewards on top. Every payment can pay you back twice.

1

Pay with Amex

ATO. Suppliers. Rent. Super. Pay it all through us.

2

Add PayRewards

Full Amex points. Plus PayRewards on top. Two streams of rewards. One legendary flex.

3

Redeem your Rewards

Two of the world's most flexible rewards. Business Class redemption, a breeze.

See your payback in action

Punch in your next ATO payment. Watch the points stack up.

Stack PayRewards on top
+2 PayRewards per $1 (1.8% fee)
Direct to ATO
20,000
1 pt per $1 (capped rate)
VS
Via pay.com.au
45,000
2.25 pts + 2 PayRewards per $1
Your extra payback
+25,000 points
Worth approximately $875 in flights*
Claim Your Payback

Your card. Redeemed.

Find your Amex. See your payback.

Amex Platinum Business

Amex Platinum Business

Direct to ATO 1 pt/$1
Via pay.com.au 2.25 pts/$1
+125% more. Boom.
Amex Qantas Business

Amex Qantas Business

Direct to ATO 0.5 pts/$1
Via pay.com.au 1.25 pts/$1
+150% more. Nice.
Amex Velocity Business

Amex Velocity Business

Direct to ATO 0.5 pts/$1
Via pay.com.au 1 pts/$1
+100% more. Nice.
Amex Explorer

Amex Explorer

Direct to ATO 1 pt/$1
Via pay.com.au 2 pts/$1
+100% more. Sorted.
$12B+
Paid. Redeemed. Annually.
50K+
Aussie businesses flexing
16
Ways to claim your freedom
99.9%
Uptime. Always on.

The math. It works.

Clear fees. Bigger payback. No tricks.

What you pay

Amex processing 2.10%
PayRewards (1pt per $1) 1.00%
PayRewards (2pts per $1) 1.80%
Bank transfers Free
Oh, and it's tax deductible. The taxman giveth back too.
Real example
$20,000
ATO Payment
Processing fee (net) -$315
PayRewards fee (net) -$270
Credit card points earned +$787*
PayRewards earned +$700*
Your net payback
+$902

* Indicative only. Point values at 3.5c each. Tax deduction assumes 25%. PayRewards transfer at 2:1. Your mileage may vary. Your freedom won't.

16 PayRewards partners and counting. Endless freedom. Your move.

+ more

Tiered pricing for your Amex

Free Get Started
Regular Get Started
Premium Get Started
Payment Amount
$0–$99,999 2.10% 2.05% 1.90%
$100,000 – $499,999 2.05% 2.00% 1.85%
$500,000 – $999,999 2.00% 1.95% 1.80%
Over $1,000,000+ 1.95% 1.90% 1.75%
Free
Get Started
$0–$99,999 2.10%
$100,000 – $499,999 2.05%
$500,000 – $999,999 2.00%
Over $1,000,000+ 1.95%
Regular
Get Started
$0–$99,999 2.05%
$100,000 – $499,999 2.00%
$500,000 – $999,999 1.95%
Over $1,000,000+ 1.90%
Premium
Get Started
$0–$99,999 1.90%
$100,000 – $499,999 1.85%
$500,000 – $999,999 1.80%
Over $1,000,000+ 1.75%
All plans include 30-day free trial • No setup fees • Cancel anytime
Animal Carpentry founder
Animal Carpentry
Featured Customer

Unlike with American Express, you receive full rewards when making any payments to the ATO, so all your BAS, PAYG, everything that runs through pay.com.au, gets full rewards.

Mike Sanders

Animal Carpentry, Co-Director

6.6M
Points earned via PayRewards
90+
Payees: ATO, payroll, suppliers & more
2x Points
Stacking PayRewards + card rewards

Got questions? We've got answers.

How does this actually work?

Simple. Pay your bills through us with your Amex. We bank transfer to your supplier. Your card earns full points (not capped). Stack PayRewards on top if you want. That's it. Payback, delivered.

Why not just pay ATO direct?

Because you'd be leaving points on the table. Pay ATO direct? Points get capped. 0.5–1 point per dollar with Amex. Pay through us? Full rate. 2–3x more points. Same bill. Way more payback.

Do the fees actually make sense?

Run the numbers. $20K payment = ~$620 in fees. You earn ~45,000 points worth $1,575 in flights. Net win: $955. Plus the fees are tax deductible. The math works. Every time.

How do I redeem my PayRewards?

Dashboard → PayRewards → Transfer. Pick from 16 partners. Qantas, Virgin, Singapore Airlines, you name it. Transfers hit lightning fast. Then? Book that flight.

Who can I pay?

Any Australian business with an ABN. ATO. Super funds. Suppliers. Contractors. Rent. Insurance. Even the ones who swear they don't take cards. If it's got an ABN, you can pay it and earn on it. Unfortunately, American Express prohibits payroll payments.

It's payback time.

50,000+ Aussie businesses already earning more. Every payment. Every dollar. Redeemed.

Get Started

Free to start • 30-day trial • Cancel anytime