How it works
Making the most of your business expenses
By making your business payments with pay.com.au you can earn PayRewards Points on every transaction and now thanks to our new partnership with Virgin Australia Business Flyer, you can transfer your PayRewards Points to Velocity Points for your business.
New pay.com.au customers will receive 25,000 bonus Velocity Points for their business when they sign up between 7 October – 28 November 2025, using code VABF25, transact at least $10,000 in eligible transactions within 30 days of approval and link their Virgin Australia Business Flyer account.^
Connect your Virgin Australia Business Flyer account with PayRewards, then transfer your PayRewards Points to Velocity Points for your business.
The Velocity Points in your Virgin Australia Business Flyer account can then be used for flights, upgrades, hotels, car hire and more.^
Not already a Virgin Australia Business Flyer member? The program is free to join,* so you can start earning Velocity Points for your business today.
All major credit cards accepted as well as the ability to link your bank accounts
Add payees and enter your invoices to be paid
Boost your points by earning 1 or 2 points per $1
Connect your Virgin Australia Business Flyer account and transfer your PayRewards Points to Velocity Points for your business

The rewards don’t stop there. As a Virgin Australia Business Flyer*, your business will receive exclusive member benefits.
Earn Velocity Points for your business whenever your team flies1, while they continue to earn Velocity Points and Status Credits for their individual Velocity Frequent Flyer accounts.4 Every time your team flies, your business' Points multiply.
Earn Velocity Points for your business whenever your team flies1, while they continue to earn Velocity Points and Status Credits for their individual Velocity Frequent Flyer accounts.4 Every time your team flies, your business' Points multiply.
Use Velocity Points to book flights, upgrade6 or gift them to your team, by transferring Velocity Points from your business account to a Velocity Frequent Flyer account.5
Use Velocity Points to book flights, upgrade6 or gift them to your team, by transferring Velocity Points from your business account to a Velocity Frequent Flyer account.5
Save up to 6% on great value fares2 and receive discounted annual Lounge Memberships for you and your team.3
Save up to 6% on great value fares2 and receive discounted annual Lounge Memberships for you and your team.3
Manage your travel in one central place, all while enjoying exclusive member offers including 2x Velocity Pilot Gold Memberships.7
Manage your travel in one central place, all while enjoying exclusive member offers including 2x Velocity Pilot Gold Memberships.7
Sign up to pay.com.au today and experience our premium rates completely free for 30 days.
VA Business Flyer x pay.com.au General Partner Terms and Conditions
Earn 1 Velocity Point for your business for every 2 PayRewards Points transferred to your Virgin Australia Business Flyer (“VA Business Flyer”) account (i.e. 2 PayRewards Points = 1 Velocity Point, the “Velocity Earn Rate”). The total Velocity Points awarded is calculated by applying the Velocity Earn Rate to the number of PayRewards Points transferred. For example, if a member transferred 1500 PayRewards Points they would earn 750 Velocity Points. The minimum number of PayRewards Points that can be transferred to your VA Business Flyer account is 1250. Fractions of Velocity Points will not be allocated.
Velocity Points will be transferred to the VA Business Flyer account which is linked to the relevant PayRewards account at the time of transfer. Velocity Points will be allocated to the member’s account within 30 days of completing the relevant transfer, unless otherwise stated in connection with a specific campaign. Once a transfer has bene processed it is final, and cannot be refunded or reversed.
To earn Velocity Points, you must be a current VA Business Flyer member (VABF Member). VA Business Flyer membership and the use of Velocity Points are subject to the VA Business Flyer and Velocity membership Terms and Conditions, and any changes to the VA Business Flyer Member benefits and features will be governed by those Terms and Conditions. Velocity collects and handles your personal information in accordance with its Privacy Policy, and VA Business Flyer collects and handles your personal information in accordance with its Privacy Policy.
The pay.com.au payment platform service is provided by pay.com.au Limited ACN 639 316 546. The pay.com.au payment platform is subject to the pay.com.au Terms and Conditions and the PayRewards Program is subject to the PayRewards Terms and Conditions. Pay.com.au collects and handles your personal information in accordance with its Privacy Policy. Pay.com.au Limited is not responsible for the redemption or use of Velocity Points – please contact Velocity regarding any queries relating to the redemption of Velocity Points.
If you link your VA Business Flyer account to your PayRewards account, pay.com.au may share some of your personal information with VA Business Flyer. VA Business Flyer and pay.com.au may use your personal information in order to: (a) confirm that you are a VA Business Flyer member, (b) link your accounts, and (c) allow you to access details about your VA Business Flyer account, such as your ABN, from within your pay.com.au account.
You can de-link or manage your linked accounts at any time through your profile in your PayRewards account settings.
What is the Virgin Australia Business Flyer program?
Virgin Australia Business Flyer is the loyalty programme allowing businesses to earn Velocity Points for every dollar spent on eligible flights, as well as the individual employee earning Points and Status Credits on their flight.
How can I sign up for Virgin Australia Business Flyer?
Follow this link and apply for an account: https://www.virginaustralia.com/au/en/fly-for-business/business-flyer/business-flyer-application/
How do I link my Virgin Australia Business Flyer account with my pay.com.au account?
1. Login to your pay.com.au account
2. Go to PayRewards – Convert Points
3. Select Virgin Australia Business Flyer from the available options
4. Enter in the ABN associated with your Virgin Australia Business Flyer account to link
How do I transfer my PayRewards Points into Velocity Points for my business?
1. Login to your pay.com.au account
2. Go to PayRewards – Convert Points
3. Select how many points you want to convert to your Virgin Australia Business Flyer account
4. Press continue to finalise the process and transfer your points to your Virgin Australia Business Flyer account
How do I access PayRewards?
You gain access to PayRewards when you sign up to pay.com.au. Opt in to earn PayRewards Points on each payment you make at a rate of 1 point per $1 or 2 points per $1.
What payments can I earn PayRewards Points on?
You can earn PayRewards Points on any business payment you make through the pay.com.au using your credit card or linked bank account.
Can I transfer the points I've earned from pay.com.au to my Velocity Frequent Flyer account?
You can transfer your PayRewards Points to your Virgin Australia Business Flyer account. To redeem these Velocity Points for your business, you can then transfer these to your Velocity Frequent Flyer account or any other Velocity Frequent Flyer account linked to your Virgin Australia Business Flyer account.
How many Velocity Points for my business will I earn via pay.com.au?
You can transfer your PayRewards Points to your Virgin Australia Business Flyer account at a rate of 2 PayRewards Points = 1 Velocity Point for your business.