Calculate your rewards

Work out how many PayPoints you could be earning. Don’t forget, if you use your credit card you can stack both PayPoints and your credit card points!

What are your average monthly payments?




Payment method

Linked Bank Account(Free)

PayReward Tier

VIP Premier(1.8%)

Summary (Monthly)


Airline Points

Gift Card Value

Airline points value

PayRewards fee


Payment fee


Gross fee

Net cost (after tax)

Remember, using your credit card will also earn you credit card points on top of PayPoints!

T&C’s This calculator is indicative only and is not providing advice. Use the information provided here as a guide online. We do not guarantee the information in this calculator. Note the indicative value of airline points is worked out at 4 cents per point. You may not get this value as redemption rates may vary.

(Assumes 4c value per point. Redemption rates may vary)

(convert to Pay x Prezzee gift cards)


(less fees)

(after tax deductions)


31,000 PayPoints