How to pay for a new car and earn credit card rewards points

Did you know you could earn substantial credit card reward points when buying a new car for your business? Pay.com.au makes this possible, turning a major expense into a rewarding opportunity.

Whether you’re a tradie needing a reliable work vehicle, a senior executive requiring a company car, or a small business owner like a farmer investing in essential transport, vehicle purchases are often unavoidable – and costly. But what if this expense could work harder for your business?

With pay.com.au, you can leverage your vehicle purchase to accumulate many credit card reward points. This means you’re not just investing in necessary transportation – you’re also earning rewards that can benefit your business in other ways.

Let’s explore how pay.com.au can help you transform your car buying expense into a points windfall, adding extra value to your business vehicle investment.

How many credit card reward points can you earn when paying for a car?

The potential for earning points is substantial. With the right business credit card, you could earn up to 1.25 points per dollar spent on your new car through pay.com.au.

For example, a new quality twin-cab ute priced at around $50,000 could earn you 62,500 points. That’s more than enough for a one-way Business Class trip from Perth to Singapore on Qantas, which requires 57,000 points.

What if the car dealer doesn’t accept credit card payments?

This is where pay.com.au comes in. Even though car dealers typically refuse credit card payments for new vehicles, our platform allows you to use your preferred card and collect all the associated rewards points. Here’s how it works:

1. You make the payment to pay.com.au using your chosen credit or charge card.
2. We then pay the dealer on your behalf.
3. You earn thousands of credit card rewards points in the process.

It’s that simple. The timing between your credit card payment through pay.com.au and receipt by the payee is typically only T+2 days, ensuring no delays in picking up your new car.

What if I don’t have the cash to buy a car upfront?

No problem. pay.com.au can also facilitate payments to asset finance lenders, fleet management, and novated lease providers. This flexibility allows you to earn reward points regardless of how you choose to finance your new vehicle. However, it’s best to check our prohibited payments page first to ensure your payment type is accepted

What other business expenses can you use pay.com.au for?

Our platform isn’t limited to vehicle purchases. You can use pay.com.au for a wide range of B2B payments, including:

• Contractor and consultant fees
• Rent payments
• Business equipment purchases
• Employee superannuation contributions
• ATO bill payments

Why pay.com.au beats paying direct

• • Unlock cash flow
  • Earn your full credit card rewards on government payments
  • Grow your points balance faster by opting in for PayRewards on every payment
  • Earn rewards points when paying via a linked bank account
  • Redeem your rewards for almost anything! Flights, gift cards, travel and more

Is it worth it for your business?

When deciding whether to use pay.com.au for your business payments, such as car purchases, consider:

• The value of the rewards you’ll earn
• The fees you’ll pay to obtain the rewards
• The potential cash flow benefits for your business

For many businesses, especially those with high turnover and substantial bills, the rewards earned can far outweigh the fees, making it a smart financial decision for you. Feel free to visit our help centre or get in touch with our team who can help you crunch the numbers

How do I sign up?

It’s easy. Head to the link and follow the prompts to sign up for your business. It’s free to get started, and with low fees and a user-friendly interface, pay.com.au helps you do business better while maximising your rewards.

By using pay.com.au, you could soon be swapping the driver’s seat of your new car for a Business Class seat on your next flight.

Join our growing number of satisfied customers who are turning their business expenses into premium travel experiences.

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