How it works
Making the most of your business expensesEarn, redeem, and travel your way with PayRewards
PayRewards is the flexible rewards program that lets you earn even more points on all your business expenses.
Transfer PayRewards to our 16 travel partners
Why you’ll love PayRewards
Earn Points on bank transfer payments
Earn PayRewards on any bank transfer or credit card payment. Even those used to pay off your credit card statement.
Stack Points on top of credit card rewards
Earn PayRewards Points on ATO, payroll, and super. Boost your cash flow, and unlock rewards.
Unlock Exclusive Business Benefits
Access exclusive discounts or offers, tailored for business, through our Member Benefits portal.
Access Bonus Transfers with Travel Partners
With PayRewards, you’ll unlock bonus transfer promotions with participating travel partners, supercharging your points balance.
Flexibility at our core
Earn everywhere. Redeem for flights and hotel bookings with our transfer partners.
pay.com.au partners with
Start earning in 3 simple steps
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Make a payment
Process a business transaction through the pay.com.au platform.
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Boost your points
Add PayRewards Points at a rate of 1 Point per $1 or 2 Points per $1.
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Redeem for anything you like
Easily redeem your PayRewards through your rewards portal by making a request and our team will take care of the rest.
Flexible redemption options
Redeem your hard earned PayRewards Points for an unlimited range of options.
First class tickets
Business or first-class seats with any of our airline partners
Experiences
Redeem for unforgettable and incredible experiences
Luxury stays
Travel in style with our specialist concierge services
Wine & spirits
Redeem for exclusive bottles of wines and spirits
Products
Make custom redemptions, from a Rolex to luxury handbag
Digital gift cards
Use your PayRewards Points for gift cards at great value
Invoices
Use your PayRewards Points for your business invoices
Transfer PayRewards to 16 airline and hotel partners
With leading transfer options in the Australian business payments market, more partners mean more chances for the perfect seat or stay.
Qantas Business Rewards
Singapore Airlines KrisFlyer
United Airlines Mileage Plus
Virgin Business Flyer
Qatar Airways Privilege Club
Cathay Pacific Asia Miles
Japan Airlines Mileage Bank (JMB)
Air Canada Aeroplan
British Airways Club
China Southern Sky Pearl Club
Vietnam Airlines Lotusmiles
Thai Airways Royal Orchid Plus
Marriott Bonvoy
ALL Accor
Hilton Honors
IHG One Rewards
FAQs
How do I get access to PayRewards?
You are automatically enrolled in PayRewards when you sign up to pay.com.au. Your points are earned in the name of the account holder (not the business).
How do I earn PayRewards Points?
You can earn PayRewards on every transaction you make through pay.com.au. You can choose how many PayRewards Points you earn on each payment by selecting to earn 1 point, or 2 points per $1.
Convert your PayRewards Points with our major rewards partners including Qantas Business Rewards, Singapore Airlines KrisFlyer, Virgin Australia Business Flyer, Qatar Airways Privilege Club, Accor Live Limitless, or redeem for whatever you like through your Rewards Portal.
How much does it cost?
There are two tiers of PayRewards Points that you can choose to earn on top of your credit card payments or when making a bank transfer payment.
You can choose to earn 1 PayRewards Point for every $1 you process through pay.com.au with a 1.0% ex GST processing fee.
OR
You can choose to earn 2 PayRewards Points for every $1 you process through pay.com.au with a 1.8% ex GST processing fee.
Do they expire?
PayRewards Points only expire after 18 months of no earning activity. They will not expire if you make a payment with PayRewards during this time.
How do I get points for using my bank account?
Simply link your BSB and Account details in your digital wallet. Choose your linked bank account when making a payment and select your PayRewards tier.

