Make international payments and be rewarded

Unlock low FX rates, earn flexible PayRewards Points, and manage every payment, domestic and international, from one seamless platform.^

You send

AUD

Indicative rate subject to change

Rates shown are indicative only. Actual exchange rate will be confirmed at the time of transfer.

Payee gets

USD

You earn

PayRewards Points

PayRewards Fee

0.00 AUD

Total including fees (1.8%)

0.00 AUD

Get started

Disclaimer: Indicative foreign exchange rates are provided by SendFX Limited (ACN 617 647 220, AFSL 509635). This calculator is for general information only and does not constitute advice.

You could unlock more from every payment, local or global

Optimise cash flow, reduce costs, and grow faster by turning every payment into an opportunity, no matter where it’s going.

One platform. Every payment

Handle both domestic and international payments on  one streamlined platform.^

Pay.com.au business payments platform dashboard interface

Pay globally, in local currency, with low FX rates

Send payments to international suppliers and staff in 7 major currencies.

Earn rewards your way

Use Visa or Mastercard to earn credit card points and stack PayRewards. Prefer bank transfer? You’ll earn PayRewards there too.

Earn locally, redeem globally

Earn PayRewards Points on any international payment  and redeem for flights, hotels, and more.

Earn credit card rewards with these merchants

How to earn rewards on international payments

Enable International Payments

Head to your account settings and turn it on
Add a Payee

Enter their details, including country and preferred currency.
Make a Payment

Select your payee and see the amount in real-time FX – locked in for 2.5 minutes. Pay using Visa, Mastercard, or Bank Account.
Get rewarded

Every payment counts. Maximise your rewards on every transaction, by adding PayRewards.

Get Started

Transfer PayRewards to 16 airline and hotel partners

With leading transfer options in the Australian business payments market, more partners mean more chances for the perfect seat or stay.

Qantas Business Rewards

Singapore Airlines KrisFlyer

United Airlines Mileage Plus

Virgin Business Flyer

Qatar Airways Privilege Club

Cathay Pacific Asia Miles

Japan Airlines Mileage Bank (JMB)

Air Canada Aeroplan

British Airways Club

China Southern Sky Pearl Club

Vietnam Airlines Lotusmiles

Thai Airways Royal Orchid Plus

Marriott Bonvoy

Accor Live Limitless

Hilton Honors

IHG One Rewards

View more partners

FAQ's

What currencies do you support?

We currently support NZD, GBP, USD, HKD, SGD, EUR, and CAD.

What countries do you support?

We currently support 30 countries: Australia, United States, United Kingdom, Canada, Hong Kong, New Zealand, Singapore, Andorra, Austria, Belgium, Croatia, Cyprus, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Monaco, Netherlands, Portugal, Slovenia, Slovakia, San Marino, Spain.

When will you add the currency or country I need?

We’re continually expanding our list of supported currencies and countries. If the one you need isn’t listed, email us at support@pay.com.au and we’ll assess it’s suitability.

Why is the exchange rate only locked for 2.5 minutes?

Foreign exchange rates are subject to frequent changes due to regular market fluctuations and 2.5 minutes is the maximum time a rate can be held before it needs to be updated.

Can I set up custom authorisation for international payments?

Custom authorisation is not available at this point for international payments. They need to be authorised straight away.

Can I schedule international payments?

International payments are not available for scheduled or recurring payments.

View all FAQs

Things you should know