Pay international suppliers and staff in their local currency, and earn credit card points and PayRewards on every transfer. Even the payments that normally earn you nothing.
Your overseas invoices can fly you business class
You send
AUD
Indicative rate subject to change
Rates shown are indicative only. Actual exchange rate will be confirmed at the time of transfer.
Payee gets
USD
- CAD
- EUR
- GBP
- HKD
- NZD
- USD
- SGD
- JPY
- CNY
- THB
- PHP
You earn
0
PayRewards Points
PayRewards Fee
0.00 AUD
Total including fees (1.8%)
0.00 AUD
Disclaimer: Indicative foreign exchange rates are provided by SendFX Limited (ACN 617 647 220, AFSL 509635). This calculator is for general information only and does not constitute advice.
Earn up to 25,000 bonus PayRewards Points when you send money global~
Before 8 August 2026, send between $10,000 and $49,999 AUD to receive 10,000 bonus PayRewards, send $50,000 AUD or more and and score 25,000 bonus PayRewards. ~T&C's Apply
Every overseas payment used to earn nothing. Now it pays you back
Pay suppliers, contractors and staff abroad on your card or by bank transfer and earn points on money that's already going out the door.
Earn twice on every transfer
Pay with Visa or Mastercard and you earn your card's points and PayRewards on the same payment. Once on the card, again dollar-for-dollar with PayRewards. Prefer bank transfer? You still earn PayRewards.
Pay in their currency, see the rate before you send
Send to overseas suppliers and staff in major currencies. The live exchange rate is shown upfront and locked for 2.5 minutes, no surprises after you hit pay.
Earn rewards your way
Use Visa or Mastercard to earn credit card points and stack PayRewards. Prefer bank transfer? You’ll earn PayRewards there too.
Earn locally, redeem globally
Points earned on a payment to Singapore can fly you to anywhere. Transfer to 16 airline and hotel partners, you're never locked to one program.
Earn credit card rewards with these merchants
From invoice to points in four steps
-
Turn on international payments
Flip it on in your settings.
-
Add your payee
their country and currency, once.
-
Pay and lock your rate
ee the live rate, locked for 2.5 minutes. Pay by card or bank transfer.
-
Earn on every payment
Points land with the payment, automatically.
Transfer PayRewards to 16 airline and hotel partners
With leading transfer options in the Australian business payments market, more partners mean more chances for the perfect seat or stay.
Qantas Business Rewards
Singapore Airlines KrisFlyer
United Airlines Mileage Plus
Virgin Business Flyer
Qatar Airways Privilege Club
Cathay Pacific Asia Miles
Japan Airlines Mileage Bank (JMB)
Air Canada Aeroplan
British Airways Club
China Southern Sky Pearl Club
Vietnam Airlines Lotusmiles
Thai Airways Royal Orchid Plus
Marriott Bonvoy
ALL Accor
Hilton Honors
IHG One Rewards
FAQ's
How long do international payments take?
International payments are generally processed within 2 business days from the date you submit the payment. For some bank account payments — depending on when funds are received — processing may take 3 business days. If you’re making a time-sensitive payment, confirm the timeline with your account manager before proceeding.
What currencies do you support?
pay.com.au supports international payments to a growing list of countries and currencies, powered by our partnership with Send Payments. Please see our available countries and currencies support article for more details
What countries do you support?
We currently support 30 countries: United States, United Kingdom, Canada, Hong Kong, New Zealand, Singapore, Andorra, Austria, Belgium, Croatia, Cyprus, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Monaco, Netherlands, Portugal, Slovenia, Slovakia, San Marino, Spain.
When will you add the currency or country I need?
We’re continually expanding our list of supported currencies and countries. If the one you need isn’t listed, email us at support@pay.com.au and we’ll assess it’s suitability.
Why is the exchange rate only locked for 2.5 minutes?
Foreign exchange rates are subject to frequent changes due to regular market fluctuations and 2.5 minutes is the maximum time a rate can be held before it needs to be updated.
Can I set up custom authorisation for international payments?
Custom authorisation is not available at this point for international payments. They need to be authorised straight away.
Can I schedule international payments?
International payments are not available for scheduled or recurring payments.
Things you should know
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