How pay.com.au Works | Turn Payments into Rewards Points

Rewarding business payments are just a few steps away

Our unified platform simplifies your business expenses while maximising your reward points at every step.

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Built for every business, big or small

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Construction

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FMCG

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Hospitality

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Property

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Financial services

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Retail

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Professional services

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Healthcare

Pay almost anyone, earn more

Whether it’s tax, wages or suppliers—turn every business expense into reward points.

Payroll

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ATO bills

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Superannuation

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Rent

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Contractors

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Capital goods

pay.com.au account sign-up screen showing business details for The Pantry Co. with a Business verified badge

pay.com.au setup checklist with options to Add payees, Add payment methods via PayWallet and Connect your Xero account

pay.com.au Make a payment form showing a $7,320.00 BAS payment to the Australian Taxation Office

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Get started in just a few clicks

Sign up for free and get verified
Add payees and how you pay
Make your payment
Get rewarded

Paying bills should feel effortless

Pay your way. We ensure fast, secure delivery straight to your supplier’s nominated account.

See how we keep your payments safe

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We process your payment

Once received, we move the funds immediately, with no delay.

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Your supplier gets paid quickly

They receive funds directly into their account, just like a normal transfer.

See processing times

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Earn PayRewards and unlock more with every payment

Opting in to earn PayRewards comes with a fee based on your package. The higher the tier, the more points you earn per dollar and the more benefits you unlock for your business.

Transfer PayRewards to 17 airline and hotel partners

With leading transfer options in the Australian business payments market, more partners mean more chances for the perfect seat or stay.

Qantas Business Rewards

Singapore Airlines KrisFlyer

United Airlines Mileage Plus

Virgin Business Flyer

Qatar Airways Privilege Club

Emirates Skywards

Cathay Pacific Asia Miles

Japan Airlines Mileage Bank (JMB)

Air Canada Aeroplan

British Airways Club

China Southern Sky Pearl Club

Vietnam Airlines Lotusmiles

Thai Airways Royal Orchid Plus

Marriott Bonvoy

ALL Accor

Hilton Honors

Pay.com.au business payments platform dashboard interface

IHG One Rewards

View more partners

Endless ways to use your points

Your points, your call—reward yourself (or others) the way you want.

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First class tickets

Business or first-class seats with any of our airline partners

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Experiences

Redeem for unforgettable and incredible experiences

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Luxury stays

Travel in style with our specialist concierge services

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Wine & spirits

Redeem for exclusive bottles of wines and spirits

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Products

Make custom redemptions, from a Rolex to luxury handbag

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Digital gift cards

Use your PayRewards Points for gift cards at great value

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Invoices

Use your PayRewards Points for your business invoices

Unlock exclusive services and travel for less

Hard-to-find reward seats, found

PayTravel makes securing rare reward seats and planning custom itineraries effortless.

More about PayTravel

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Get in where others can’t

Whether it’s a sold-out concert or VIP access to a major event, we make it happen.

More about PayConcierge

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See how much you could save

Find out how many PayRewards Points you could earn and discover how to stack them with your credit card points.

Calculate now

pay.com.au points calculator interface calculating PayRewards Points on $20,000 monthly business expenses

Join 100,000+ businesses that love rewards

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Passenger relaxing inside a luxury Singapore Airlines first class suite on a flight from Sydney to Singapore

Smiling couple travelling in Qantas business class cabin

Two business partners taking a selfie while seated in Qantas Business Class suites

Two smiling passengers seated together in a business class airplane cabin

Two travellers smiling in premium airline business class seats with drinks and snacks

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