Pay.com.au business payments platform dashboard interface Guide Business expenses

How to pay for office supplies with a credit card

PublishedApril 29, 2021

Reading time6 minutes

Pay.com.au business payments platform dashboard interface
Pay.com.au business payments platform dashboard interface

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    Office supplies are an ongoing necessity for businesses of all sizes, from small startups to large corporations.

    From pens and notebooks to printer ink and coffee for the staff kitchen, office supply expenses can add up quickly. However, with pay.com.au, you can turn these necessary purchases into a windfall of credit card rewards points.

    Pay.com.au business payments platform dashboard interface

    How many points can you earn when paying for office supplies with a credit card?

    The potential for earning points is substantial. With the right business credit card, you could earn up to 1.25 points per pound spent on your office supplies through pay.com.au.

    For example, if you spend $5,000 annually on office supplies, you could earn 6,250 points. That’s a good start towards a one-way Economy Class flight from London to Barcelona on British Airways, which requires around 7,500 points.

    What if the office supplies wholesaler doesn’t accept credit card payments?

    This is where pay.com.au comes in. Even if your supplier doesn’t accept credit cards or imposes high surcharges, our platform allows you to use your preferred card and collect all the associated rewards points. Here’s how it works:

    1. You make the payment to pay.com.au using your chosen credit or charge card.
    2. We then pay the supplier on your behalf.
    3. You earn thousands of credit card reward points in the process.

    It’s that simple. The timing between your credit card payment through pay.com.au and receipt by the payee is typically only T+2 days, ensuring no delays in receiving your supplies.

    office supplies sitting on a desk

    What types of office supplies can you pay for through pay.com.au?

    Our platform isn’t limited to specific types of office supplies. You can use pay.com.au for a wide range of purchases, including:

    • Stationery (pens, notebooks, sticky notes)
    • Technology (printer ink, calculators, keyboards)
    • Furniture (chairs, desks, filing cabinets)
    • Kitchen supplies (tea, coffee, water filters)
    • Shipping materials (envelopes, packaging tape)

    Why pay.com.au beats paying direct

    • Unlock cash flow
    • Earn your full credit card rewards on office supply purchases
    • Earn two sets of rewards by opting in for PayRewards on every credit card payment
    • Earn PayRewards points when paying via a linked bank account
    • Redeem your rewards for almost anything! Flights, gift cards, travel and more

    Pay.com.au business payments platform dashboard interface

    How do the pay.com.au fees stack up?

    pay.com.au offers you some of the most competitive fees in the market for processing credit card payments for office supplies:

    • Mastercard: 1% + GST
    • VISA: 1.20% + GST
    • American Express: 2.10% + GST

    Plus there’s an option to add PayRewards Points to every transaction:

    • Earn 1 PayRewards Point per $1 with a 1.0% fee ex GST
    • Or 2 Points per $1 with a 1.8% fee ex GST

    These rates can be further reduced if you subscribe to the Regular or Premium packages. When compared to other B2B payment options, pay.com.au often emerges as a superior rewards and payments ecosystem for your business.

    Is it worth it for your business?

    When deciding whether to use pay.com.au for your office supply purchases, consider:

    • The value of the rewards you’ll earn
    • The fees you’ll pay to obtain the rewards
    • The potential cash flow benefits for your business

    For many businesses, especially those with high office supply costs, the rewards earned can far outweigh the fees, making it a smart financial decision. Feel free to visit our help centre or get in touch with our team who can help you crunch the numbers.

    How do I sign up?

    It’s easy. Head to the link and follow the prompts to sign up for your business. It’s free to get started, and with low fees and a user-friendly interface, pay.com.au helps you do business better while maximising your rewards.

    By using pay.com.au, you could soon be swapping your office chair for a business-class seat on your next flight. Join our growing number of satisfied customers who are turning their office supply expenses into premium travel experiences.