How it works
Making the most of your business expenses
Simplify retail payments and reap the rewards
In-store or online, pay suppliers your way—by card or bank transfer—and earn full rewards. Boost cash flow and turn everyday spend into points with pay.com.au.
““I've got six different rents to pay each month that equals over $120k and can now earn points on, whereas that was just wasted before through a BPAY payment or direct transfer.””
Michael ButtonManaging Director at The House of Golf
From stock to store fit out get rewarded for it all.
Stop missing points just because your supplier won’t take credit card.
Invoices
Retail Stock
Rent
Insurance
BAS
Payroll
A better way to pay your business expenses
Every payment counts—no matter how you pay, you’re always earning. Uncapped.
Earn more on every Expense
Earn PayRewards Points on every business expense, redeem for flights, hotel stays, or essentials to grow your retail business.
Full Points On ATO Payments
Paying the ATO directly limits your credit card Points. Use pay.com.au and get your full Points allocation.
Pay your suppliers and contractors how you like
Unlock flexibility and use the payment method that works for you, not just your supplier.
Unlock your working capital
Make the most of your credit card’s repayment period and access up to 55 days interest-free to keep your retail business moving.
Redeem your PayRewards for almost anything
Redeem your points your way. From flights, hotels, gift cards, tech, experiences, and more.
Earn PayRewards with every payment
Earn rewards twice with PayRewards! Use your rewards credit card (hello, Amex!) to rack up Points, then double them with PayRewards for even more rewards!
Transfer PayRewards to 16 airline and hotel partners
With leading transfer options in the Australian business payments market, more partners mean more chances for the perfect seat or stay.
Qantas Business Rewards
Singapore Airlines KrisFlyer
United Airlines Mileage Plus
Virgin Business Flyer
Qatar Airways Privilege Club
Cathay Pacific Asia Miles
Japan Airlines Mileage Bank (JMB)
Air Canada Aeroplan
British Airways Club
China Southern Sky Pearl Club
Vietnam Airlines Lotusmiles
Thai Airways Royal Orchid Plus
Marriott Bonvoy
ALL Accor
Hilton Honors
IHG One Rewards
Tools to keep your tills ringing and stock moving
Xero integration
Sync transactions seamlessly for effortless reconciliation.
Invite your team
Manage multiple businesses from one platform and assign roles like bookkeepers or admins.
Custom authorisation
Manage payment approvals for secure, controlled spending.
Recurring payments
Automate bills and payments to save time and effort.
Password-free login
Enjoy secure, fast account access with Passkeys for a safer login experience.
Share points with staff
Send points to staff or others in your business.
See how much you could save
Find out how many PayRewards Points you could earn and discover how to stack them with your credit card points.
a 4-minute demo