How it works
Making the most of your business expenses
Powering payments for financial services
Pay clients’ expenses, the ATO, staff and suppliers through pay.com.au. Unlock full credit card rewards and PayRewards Points, with smarter cash flow at every step.
Trusted by leading Australian businesses
Points on every invoice, outlay, and obligation
Whether you're lodging BAS, running payroll, or managing client expenses, earn points on the payments you already make.
Rent
Software
Consultants
Insurance
Payroll & Staff
BAS & ATO
Get more from the bills you already pay
Every payment counts—no matter how you pay, you’re always earning. Uncapped.
Earn more on every expense
Earn PayRewards Points on any expense and redeem for flights, hotel bookings, or anything your business needs to build
Full points on ATO payments
Paying the ATO directly limits your credit card Points. Use pay.com.au and get your full Points allocation.
Pay your invoices and expenses how you like
Unlock flexibility and use the payment method that works for you, not just your supplier.
Access up to 55 days interest-free
Make the most of your credit card’s repayment period and access up to 55 days interest-free to keep your construction business moving.
Redeem your PayRewards for almost anything
Redeem your points your way. From flights, hotels, gift cards, tech, experiences, and more.
Earn PayRewards with every payment
Earn rewards twice with PayRewards! Use your rewards credit card (hello, Amex!) to rack up Points, then double them with PayRewards for even more rewards!
Transfer PayRewards to 16 airline and hotel partners
With leading transfer options in the Australian business payments market, more partners mean more chances for the perfect seat or stay.
Qantas Business Rewards
Singapore Airlines KrisFlyer
United Airlines Mileage Plus
Virgin Business Flyer
Qatar Airways Privilege Club
Cathay Pacific Asia Miles
Japan Airlines Mileage Bank (JMB)
Air Canada Aeroplan
British Airways Club
China Southern Sky Pearl Club
Vietnam Airlines Lotusmiles
Thai Airways Royal Orchid Plus
Marriott Bonvoy
ALL Accor
Hilton Honors
IHG One Rewards
How it works for financial services
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Get started for free
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Add payees and how you pay
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Make your payment
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Get rewarded
Supporting brands that scale fast
Xero integration
Sync transactions seamlessly for effortless reconciliation.
Invite your team
Manage multiple businesses from one platform and assign roles like bookkeepers or admins.
Custom authorisation
Manage payment approvals for secure, controlled spending.
Recurring payments
Automate bills and payments to save time and effort.
Password-free login
Enjoy secure, fast account access with Passkeys for a safer login experience.
Share points with staff
Send points to staff or others in your business.
See how much you could save
Find out how many PayRewards Points you could earn and discover how to stack them with your credit card points.
a 4-minute demo