A payment solution built for the construction industry

Pay contractors and suppliers online, and enhance vendor relationships. Improve your business efficiency and gain full visibility of your cash flow.

Lie-flat business class airline seat prepared with bedding and pillows
PayRewards Visa Prepaid card shown alongside American Express and Mastercard credit cards
construction-collage-1
construction-collage-2
Aerial view of a coastline and city seen from an aeroplane window
Bottle of champagne chilling in an ice bucket on a boat deck beside an empty flute
Person swimming in clear turquoise water surrounded by cliffs and boats in a tropical lagoon

“Unlike paying the ATO direct by credit card, you receive full rewards when making any payments to the ATO, so all your BAS, PAYG, everything that runs through pay.com.au, gets full rewards.”

Mike Sanders
Animal Carpentry, Co-Director

Earn rewards on every part of the project

Stop missing points just because your supplier won’t take credit card.

Document icon with a user profile silhouette
Subcontractors
Icon of a storage box beside a document with an upload arrow
Material supplies
permit-icons
Permits
insurance
Insurance
Icon of a bill or invoice with a dollar sign on a circular background
BAS & ATO
machinery-icon
Machinery

A better way to pay your business expenses

Every payment counts—no matter how you pay, you’re always earning. Uncapped.

More reward points

Earn PayRewards Points on any expense and redeem for flights, hotel bookings, or anything your business needs to build

Construction team reviewing architectural models with payment category badges for Trades, BAS, and Permits
Full Points On ATO Payments

Paying the ATO directly limits your credit card Points. Use pay.com.au and get your full Points allocation.

pay.com.au payment summary for $7,263.00 to Australian Taxation Office by Visa with full points allocation
Pay your suppliers and contractors how you like

Unlock flexibility and use the payment method that works for you, not just your supplier.

Accepted payment methods showing Visa, Mastercard, American Express and bank transfer icons
Unlock your working capital

Make the most of your credit card’s repayment period and access up to 55 days interest-free to keep your construction business moving.

construction-benefit-3
Redeem your PayRewards for almost anything

Redeem your points your way. From flights, hotels, gift cards, tech, experiences, and more.

PayRewards redemption options: First class tickets, Luxury stays, Digital gift cards and Products
AMEX-STACK-PAYREWARDS

Earn PayRewards with every payment

Earn rewards twice with PayRewards! Use your rewards credit card (hello, Amex!) to rack up Points, then double them with PayRewards for even more rewards!

Tools to keep your payments and projects moving

Interlocking chain links icon representing account connection
Xero and MYOB integrations

Sync transactions seamlessly with your chosen accounting software for effortless reconciliation.

Icon showing group of user profiles with a plus sign for adding team members
Invite your team

Manage multiple businesses from one platform and assign roles like bookkeepers or admins.

Icon of a user profile with a security shield representing account protection
Custom authorisation

Manage payment approvals for secure, controlled spending.

Icon of a banknote with transfer arrows representing payments and money transfers
Recurring payments

Automate bills and payments to save time and effort.

Blue fingerprint icon representing biometric security and authentication
Password-free login

Enjoy secure, fast account access with Passkeys for a safer login experience.

Icon of two hands holding a dollar sign representing financial support and savings
Share points with staff

Send points to staff or others in your business.

See how much you could save

Find out how many PayRewards Points you could earn and discover how to stack them with your credit card points.

pay.com.au points calculator interface calculating PayRewards Points on $20,000 monthly business expenses