---
title: "Home"
description: "pay.com.au is a payments platform that lets Australian businesses pay suppliers, the ATO, rent and super by credit card, bank transfer or BPAY, even if the payee doesn't take cards, and earn rewards on every payment. You also earn rewards when customers pay you, and can transfer points to 17 airline and hotel partners or redeem them for invoices."
url: "https://pay.com.au/"
page_type: "product"
primary_question: "What is pay.com.au and how does it help my business earn points?"
language: "en-AU"
brand: "pay.com.au"
published: "2020-05-06"
modified: "2026-08-04"
---

# Make payments. Earn points. Simple.

pay.com.au is a payments platform that lets Australian businesses pay suppliers, the ATO, rent and super by credit card, bank transfer or BPAY, even if the payee doesn't take cards, and earn rewards on every payment. You also earn rewards when customers pay you, and can transfer points to 17 airline and hotel partners or redeem them for invoices.

Why pay the old way? Pay smarter with pay.com.au - unlock rewards, improve cash flow, and simplify payments.

## Every expense counts when you pay or get paid

**Making Payments** **Receiving Payments**

### Pay your way

Pay any supplier using a credit card, bank transfer, or BPAY, even if they don't accept cards. Earn rewards on every payment, and pay suppliers and staff internationally.

### Get paid

Make the payments you receive work harder with pay.com.au. Get paid by your customers and earn rewards every time money lands in your account.

## Trusted by 100,000+ businesses

Helping Australian businesses reimagine their business payments, since 2021.

> "Since finding pay.com.au and making the tax payments, we've been able to earn double the amount of points."

> "I'm spending the money anyway, might as well let my bills work for me."

> "Consider what you’re getting out of your current expenses. If the answer is nothing, it’s time to make the switch to pay.com.au"

> “I can’t even remember the last time we used cash to pay for a flight.”

> “We earn points and get rewarded for our day-to-day, mundane transactions.”

> “Before I started using pay.com.au, I had to pay invoices across multiple platforms.”

[Trustpilot](https://au.trustpilot.com/review/pay.com.au)

## Business payments with extra benefits

Every payment counts - no matter how you pay, you’re always earning. Uncapped.

### Bank transfers. Rewarded

Pay suppliers or bills via bank transfer or BPAY and earn Points. You can even earn on credit card repayments.

### Full Points on ATO payments

Paying the ATO directly limits your credit card Points. Use pay.com.au and get your full Points allocation.

### More payments, more points

Unlock flexibility and use the payment method that works for you, not just your supplier.

### Cashflow. Boosted

Use your credit card’s interest-free period to manage cash flow—up to 55 days.

### Stack your rewards

Earn rewards twice with PayRewards! Use your rewards credit card (hello, Amex!) to rack up Points, then double them with PayRewards for even more rewards!

## The rewards program that works as hard as you do

Built for business owners, PayRewards lets you earn PayRewards Points on all your business expenses and unlock a range of business benefits.

### Airline & Hotel Partners

Fly Business or First Class with direct transfers to 17 leading airline and hotel partners.

### Customised Redemptions

Gift cards. Products. Invoices. Luxury travel. With PayRewards, it’s your points, your choice. Reward yourself (or others) your way.

### Unlock Exclusive Business Benefits

With PayRewards you unlock exclusive benefits built to power your business. Access bonus point transfers with our travel partners, plus exclusive discounts or offers, through our Member Benefits portal.

## All from one platform

### Xero and MYOB integrations

Sync transactions seamlessly with your chosen accounting software for effortless reconciliation.

### Invite your team

Manage multiple businesses from one platform and assign roles like bookkeepers or admins.

### Custom authorisation

Manage payment approvals for secure, controlled spending.

### Recurring payments

Automate bills and payments to save time and effort.

### Password-free login

Enjoy secure, fast account access with Passkeys for a safer login experience.

### Share points with staff

Send points to staff or others in your business.

## Join 100,000+ businesses that love rewards

More Australian businesses are choosing pay.com.au to simplify payments and earn points on everyday expenses.

> “As a building company, we’ve found Pay.com.au extremely helpful in streamlining our payments and managing project-related expenses… Highly recommend!“
(Alex M)

> “My experience was great from start to finish. The team was professional, helpful, and very responsive. Everything was handled smoothly, and I would definitely recommend this company to others.”
(Sarmad D)

> “Great to have a reach out to help with the account, it was straight forward to use but this was a very nice personal touch.”
(Ryan)

> “I felt very confident that this company cares about their customers and want to offer a level of support that is superior to most other comparable companies… amazing!”
(Steven)

> “Super helpful onboarding service. Making it so easy to pay our first few transactions. Explained all the tips and tricks to make life easier too.”
(Herman C)

> “We’ve had such a fantastic experience with Pay.com.au. It’s refreshing to work with a company that not only provides a great product but also genuinely cares about their customers.”
(Cassandra A)

> "No brainer, tax deductible fees and points that can be transferred to any loyalty partner worth using."
(Jack B)

> "I just processed my first batch of supplier accounts and the platform is so user friendly. Customer service from Charlie is exceptional!"
(Emma)

> "My advisor Craig has been so good to deal with… Highly recommend. Just wish I signed up sooner!"
(Damien)

> "I am loving pay.com.au with its ever expanding list of Partners, secure transactions and customer service."
(Paul M)

> "They’re constantly adding new partners and features, so there’s always something new to explore. The webpage is super easy to use, and the staff are incredibly helpful.. I highly recommend giving it a try!"
(Saurav)

> "As a business owner, I’ve found pay.com.au a brilliant solution for managing payments and improving cash flow... I’d highly recommend pay.com.au to any business looking to streamline payments and unlock more value from everyday transactions."
(Phillip B)

> "First class web app easy to use! Potential point return far superior to other similar priced payment services. The amount of partners/airlines to transfer points to us amazing!!!"
(Bradley)

> "Quick, easy, and complimentary to my business activities. Professional organisation fulfilling its potential."
(Gavin)

> "The team at pay.com.au have been 5 star from the get go. Helping us get started to navigating the travel hub which is the main reason we got involved!! 👏"
(Gareth)

> "Why not earn points on your spend!? I am so confident you or your business will love it… It's 10 out of 10 folks!"
(Dean O)

> "Great customer service like this is hard to come by in Australia these days. Thank you to the Pay.com.au team—keep up the fantastic work and continue building in this direction."
(KE)

> "Easy transactions and reliable service. Have and will continue to recommend to friends and colleagues."
(Mark H)

> "It is a game changer for business owners and companies who want a peace of mind regarding bills and other payments including payrolls… Highly recommended, you will not be disappointed."
(Alexis)

> "This company provides an awesome method for us to pay tax, super, suppliers, business expenses and staff whilst accumulating Qantas, Virgin and Singapore Airlines frequent flyer points."
(Timbo)

> "Easy, secure and points rewards are fantastic!"
(Nick)

> "Great Xero integration and very prompt support. Lots of flexibility with how to use reward points as well."
(Oliver R)

> "We pay all our business expenses via pay.com.au to maximise our points generation… The platform is seamless and easy to use - couldn't recommend it highly enough!"
(Mike S)

> "From day one, the customer service has been faultless. Used their services multiple times and couldn't be happier. Highly recommended!"
(Niranjan)

> "pay.com.au has been extremely easy to set up and use. The pay.com.au team are always very responsive and helpful!"
(Lisa A)

## About pay.com.au
pay.com.au is an Australian business payments platform. Businesses use it to pay suppliers, bills and the ATO by card or bank transfer and earn PayRewards Points. 100,000+ Australian businesses use it. pay.com.au Limited holds AFSL 700223.

## Next steps
- [Create a free account](https://id.pay.com.au/register?utm_source=ai_md&utm_medium=referral&utm_campaign=home)
- [Pricing](https://pay.com.au/pricing/)
- [Help centre and FAQs](https://pay.com.au/faq/)
- [Security Centre](https://pay.com.au/security/)

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Source: https://pay.com.au/ · Last updated: 2026-08-04