Guides

Module 1 – Getting Started with pay.com.au

Turn everyday business payments into full credit card points and PayRewards. Learn the basics and start maximising rewards with PayTravel and PayConcierge.

Module 2 – Understanding the value of a point

Discover how to get the most from your points. Why long-haul Business Class beats gift cards, and how to calculate your rewards’ true value.

Module 3 – Benefits of flexible points programs

Tired of seeing “no reward seats available”? Discover how flexible rewards like PayRewards give you more transfer options and better chances to book the flights you want.

Module 4 – What is American Express Membership Rewards?

Unlock more ways to use your points! Learn how American Express Membership Rewards can boost your chances of finding reward seats and even get the same flight for fewer points.

Module 5 – What is PayRewards?

Enter PayRewards, the flexible program that lets you earn points on your business expenses - and redeem them for almost anything, from flights and hotels to work vehicles. 

Module 6 – What to consider when redeeming points

Earning points is just half the story - how you redeem them determines their true value. Not all redemptions are equal: flights, especially long-haul Business or First Class, give the best...

Module 7 – Proven strategies to help you find reward seats

Reward seat availability is the number one gripe of frequent flyers. But it doesn’t have to be! Follow these strategies to turn that “no” into a “yes” and secure the seats you want.

Module 8 – Choosing the right points program for you

What to do with your points? Well, there’s no one-size-fits-all answer. The right frequent flyer or rewards program depends on your travel goals, preferences, and how you like to earn and redeem...

Top ways to fly to London using PayRewards Points

Looking to fly to London on points? This guide walks you through the best ways to get there, comparing airlines, routes and redemption options so you can choose the one that delivers the most value...

Your guide to Japan Airlines Mileage Bank : Say ‘konnichiwa’ to Tokyo 

Japan Airlines Mileage Bank lets you use miles not only on JAL flights but also with its Oneworld and select SkyTeam partners. Business class to Tokyo starts at just 45,000 miles one-way, and now you...

How to use PayRewards Points to book Oneworld flights 

Oneworld opens the skies. Convert PayRewards Points into multiple frequent flyer programs and choose the airline, cabin, and route that suits your next journey.

Hilton Honors Guide: Stay at 8,000+ hotels globally using PayRewards Points

From boardrooms to beachfronts, your business spend can now earn you Hilton stays worldwide. Convert PayRewards Points into Hilton Honors and check into something better.

Guide to United MileagePlus: Use miles to the USA and beyond

With direct flights from Australia into Houston, Los Angeles and San Francisco, United Airlines is a force to be reckoned with across the Pacific. Now, United’s flights are even easier to book, with...

Your guide to Vietnam Airlines Lotusmiles: PayRewards’ SkyTeam airline partner

Vietnam Airlines’ Lotusmiles unlocks direct flights from Australia, upgrades, and access to 17 SkyTeam partners — including Europe, Asia, and North America routes.

Your guide to Thai Airways Royal Orchid Plus: Fly business class to Bangkok and beyond

Your guide to IHG One Rewards: Turning PayRewards Points into five-star stays

IHG One Rewards opens the door to luxury stays across 6,000+ hotels, from InterContinental to Kimpton and Holiday Inn. With PayRewards, you can convert your points into IHG One Rewards Points and...

Your guide to ALL Accor: Use PayRewards Points to save on accommodation

Turn your PayRewards Points into unforgettable hotel stays with ALL Accor. Whether you're eyeing a luxury escape at Sofitel or a budget-friendly stay at Ibis, your points can take you there.

Your guide to Singapore Airlines KrisFlyer: Soar to Singapore and Europe with PayRewards

Turn your PayRewards Points into unforgettable travel experiences with Singapore Airlines’ KrisFlyer program. Enjoy seamless conversions, great reward seat availability, and no carrier-imposed...

Your guide to unlocking more flights with Air Canada’s Aeroplan

Unlock the full potential of your PayRewards Points with Air Canada's Aeroplan—one of the most powerful frequent flyer programs in the world. With access to nearly 50 airlines, including 16 that fly...

Your guide to Marriott Bonvoy: Using PayRewards for hotel stays, experiences and more

Want to turn your PayRewards Points into free nights at Marriott hotels—or even airline miles? This guide breaks down how to transfer points, the best ways to redeem them, and smart tips to get the...

Your guide to Cathay Pacific Asia Miles: Kickstart Your Hong Kong and European Adventure

Turn your PayRewards Points into Cathay Pacific Asia Miles and unlock exclusive reward seats. Enjoy better availability, competitive redemption rates, and premium cabins on flights to Hong Kong and...

Your guide to making the most of Qantas Business Rewards

Learn how to maximise your Qantas Business Rewards with PayRewards. Convert your PayRewards Points into Qantas Points and unlock premium travel opportunities, from domestic flights to luxury...

Your guide to Velocity Points and effortless travel savings with Virgin Australia Business Flyer

Maximise your travel savings with Virgin Australia's Business Flyer and PayRewards. Learn how to convert PayRewards Points into Velocity Points and book premium reward flights with top airlines like...

Your guide to Qatar Airways Privilege Club: Explore the Middle East and Europe with PayRewards

Got PayRewards Points to burn? Convert them to Avios with Qatar Airways Privilege Club and unlock epic flights to Europe and the Middle East. With a 3:1 transfer rate, you could be kicking back in...

How to pay GST with a credit card and earn points

All Australian businesses registered for GST need to include the tax in the price of sales and pass on this surcharge to the Australian Taxation Office ...

How to pay payroll tax with a credit card and earn points

For medium to large businesses, payroll tax is an additional hassle and expense which needs to be paid to state and territory governments...

How to earn points when paying your BAS with a credit card

Lodging business activity statements (BAS) with the Australian Tax Office (ATO) is not a task many business owners look forward to...

How to earn credit card reward points on your ATO tax bills

For many businesses, tax bills from the Australian Taxation Office (ATO) are among the biggest outgoing expenses each year ...

How pay.com.au Tackles Meta Ads Billing Changes

Starting April 1, 2026, many advertisers will say goodbye to credit card payments for their Meta ad accounts. This change could mean losing out on valuable rewards you've come to rely on.

How to pay your Meta Ads invoice in Euros using pay.com.au

If you advertise on Facebook or Instagram, you might have noticed something confusing. Your Meta invoice is issued in Australian dollars but you need to include International payment details like...

How to pay for website and software expenses with a credit card

Staying up to date with the latest technology and software is essential in the modern business world...

How to pay for staff training and education with a credit card

Staff training and education is important for a variety of reasons. It can help improve employee performance, increase employee satisfaction and morale and reduce employee turnover...

How to pay vehicle expenses with a credit card

Buying a new car, van or truck is expensive. But that’s just the start, with all vehicles having a host of ongoing costs...

How to pay for office supplies with a credit card

Every office needs ongoing supplies. From pens to notebooks, sticky notes to scissors and staplers to laminating sheets, there is always something to buy...

How to pay for business membership fees with a credit card

Depending on your industry and the size of your business, you may need to or want to be part of an association or industry group...

How to pay for home office equipment with a credit card

Whether you are a small business still operating an office from home or a larger business with employees who are working from home, you may need to purchase home office equipment...

How to pay for business furniture, equipment and machinery with a credit card

There are all sorts of purchases a business might need to make for a shop, office, factory, medical practice, warehouse or even a farm...

How to pay for employee benefits with a credit card

Depending on your industry, you could provide employees benefits including salary packaging and novated leasing...

How to pay for corporate entertainment with a credit card

Entertaining clients is often a big part of doing business. It can help build bonds and trust and, in turn, help seal business deals and see important relationships continue...

How to pay for licences and permits with a credit card

Whether it’s a liquor licence from your state government or a permit from your local council to have outdoor dining on the footpath, there are many types of licences and permits some businesses might...

How to pay for business insurance and earn credit card rewards points

Depending on your industry and how your business operates, there can be any number of insurance products you might need to protect yourself and your assets...

How to pay for a new car and earn credit card rewards points

A new car is a big – and expensive – purchase. But if you play your cards right, buying a new car could come with an added bonus of a whole lot of frequent flyer points...

How to pay for business equipment and earn credit card rewards points

With technology always improving, new computers, IT systems and even printers have become fairly regular upgrades for many businesses...

How to pay business expenses and earn credit card rewards points

As all business owners know, doing business costs a lot of money. Even after you have set up a business, there are ongoing costs left, right and centre...

How you can pay employee superannuation with a credit card and earn points

Superannuation can be a super large expense for businesses. Employers in Australia are required to pay employees who are over 18 years old and ...

How to pay business rent with a credit card

As any business owner knows, rent can be one of the biggest outgoing expenses...

Car wholesalers: here’s how you can earn credit card points on your business spend

So you’ve built up your network of car dealers, your knowledge of the motor industry is second-to-none and trade is booming...

How providers of professional services can earn more credit card points on ALL business payments

Professional services: it’s an umbrella term that spans multiple industries and encompasses a wide range of occupations...

Turn business payments from your construction company into serious credit card points

When it comes to running your own construction company, there can be a vast array of overhead expenses and ongoing business costs...

How tradies can turn business payments into more credit card rewards points

Plumbers, electricians, carpenters, bricklayers, painters… the trade industry in Australia is broad – and big business...

How retailers can get the most out of business expenses and earn more points

Being a retailer in Australia means constantly adapting to challenges...

Turn medical business expenses into maximum rewards points

It’s easy for doctors to earn more credit card points on their business spend and boost their rewards...

How PayRewards saved Steve $4,790 on his European Escape

Discover how PayRewards helped Steve score the world’s best Business Class seats.

How PayRewards saved Anna $2,009 on her Business Trip to London

Discover how PayRewards helped Anna save big on her business accommodation.

How Darren Saved $7635 on business class flights by earning PayRewards*

See how Darren utilised pay.com.au’s latest transfer partner, Aeroplan to book excellent value Business Class seats with his PayRewards Points.

How Leanne flew to Singapore on Business Class for $905

See how Leanne snagged a great value Business Class reward seat by converting PayRewards to Aeroplan Points.

How PayRewards saved James $3,729 on his Business Trip to Tokyo

Discover how PayRewards helped James book the Business Class seat of his dreams.