Pay.com.au business payments platform dashboard interface Case study
Pay.com.au business payments platform dashboard interface

How S-kin Studio is saving thousands on travel costs with pay.com.au

Discover how this Melbourne-based jewellery brand is flying business class by paying their business expenses.

440k +

Points earned through PayRewards

40+

Different payees, including payroll, ATO bills, suppliers, and more

Doubled Points

By stacking PayRewards on top of credit card payments

Pay.com.au business payments platform dashboard interface

S-kin Studio Jewellery is a fine jewellery brand that focuses on high-quality everyday jewellery that does not hurt your skin. Thoughtfully designed and carefully crafted, each S-kin jewellery piece has been inspired by a moment of love, our fondest memories and the people that inspire us. Their designs are timeless and essential, simple yet sophisticated, and endearing yet bold in its ways.


  • Pay.com.au business payments platform dashboard interfaceINDUSTRY Retail
  • Pay.com.au business payments platform dashboard interfaceLOCATION Melbourne, Australia
  • Pay.com.au business payments platform dashboard interfaceCOMPANY SIZE 25+ employees

How they used pay.com.au

  • Pay.com.au business payments platform dashboard interface

    Credit Card RewardsEarn points for business credit card payments

  • Pay.com.au business payments platform dashboard interface

    Bank Transfer RewardsEarn points for bank transfer payments

  • Pay.com.au business payments platform dashboard interface

    PayRewardsRedeem points for travel, gifts, experiences

Pay.com.au business payments platform dashboard interface

Finding a change for good

S-kin Studio is a jewellery brand based in Melbourne, with a focus on creating minimal long-lasting jewellery that tells a story.

Creative director and founder, Chi Mai, started S-kin Studio five years ago to provide high-quality ethical jewellery at an affordable price.

With the wasteful lifecycle of fast-fashion jewellery, Chi began her mission to find a solution by conducting extensive research and experimentation. On this journey, she found herself regularly travelling overseas to meet with suppliers and manufacturers, to set up ethical offices, working conditions and find high-quality materials.

Achieving greater value for money

With her frequent travelling and growing list of business expenses, Chi was on the hunt for a way she could start saving on her travel costs and get something back for the money she was spending.

Discovering pay.com.au opened up the door for her to start earning points on business expenses that she could use towards travel for both personal and business purposes.

Now paying her ATO bills, suppliers, and payroll seamlessly through our platform, Chi earns points on all these expenses where she wasn’t before.

"We couldn’t find a credit card that worked for both international and domestic payments, but now with pay.com.au we get the best of both worlds."

Pay.com.au business payments platform dashboard interface
Chi Mai S-Kin Studio, Creative Director and Founder

A global solution

Prior to joining pay.com.au, Chi was paying most of her business transactions through a bank account, but due to the nature of bank transfers not awarding points, she wasn’t able to earn any rewards on these expenses.

With a large amount of international payments, Chi was also paying hefty international transfer fees and couldn’t find a credit card that worked for both international and Australian payments.

However, through pay.com.au, she has solved this problem by processing her payments via bank transfer, still earning points on those payments but without the added transfer fee.

Pay.com.au business payments platform dashboard interface

Onto new horizons

Chi has an exciting new venture of opening another business in the not-too-distant future, which involves travelling back and forth overseas to meet with suppliers and manufacturers.

On our free subscription plan, Chi opts to earn PayRewards Points on top of her standard credit card reward points. With now over 440k PayRewards Points, Chi can convert these to Velocity Points for her business at a rate of 2.5 PayRewards Points to 1 Velocity Point.

Landing the best seats in the house

Chi plans to go on a yearly overseas trip with her family, flying business class where she can. With a trip to Japan in the pipeline, Chi is hoping to book business class tickets with the points she has earned on her business payments.

As points seats can be very difficult to find, Chi is excited to engage our PayTravel service to secure the points seats she needs for business class travel.

By processing her payments through the pay.com.au platform, Chi has been able to earn points in a new way and save thousands on airfares.

About S-kin Studio

S-kin Studio Jewellery is a fine jewellery brand that focuses on high-quality everyday jewellery that does not hurt your skin.

Thoughtfully designed and carefully crafted, each S-kin jewellery piece has been inspired by a moment of love, our fondest memories and the people that inspire us. Their designs are timeless and essential, simple yet sophisticated, and endearing yet bold in its ways.

You can checkout S-kin Studio here: https://s-kin.com.au/

Getting started with pay.com.au

S-kin Studio aren’t the only ones maximising their rewards through pay.com.au, whether you’re a big business or a small one, we’ll have a solution for you.

Getting started is quick and easy.

Create a free account today and access 30 days of our premium processing rates.


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