How it works
Making the most of your business expensesEarned credit card rewards and PayRewards on major business payments like BAS and supplier invoices.
Used AMEX via pay.com.au to extend cash flow on large ATO bills.
Converted points into Business Class flights through Qantas and partner airlines.
Mahmoud Badra, Director of BDA Homes, knows the grind of running a custom home -building business in Melbourne. From navigating council permits to managing trades and suppliers, every project has its pressure points. But it was the stress of making large, recurring payments – like quarterly BAS statements, that pushed Mahmoud to look for a smarter solution.
With pay.com.au, Mahmoud found a way to turn unavoidable outgoings into tangible rewards and breathing room for his business. Now, he’s flying Business Class on points, streamlining payments, and reducing financial stress – all while building dream homes for his clients.
No Rewards on Big Payments
Government and supplier payments offered no value back when paid directly.
Cash Flow Pressure
Lump-sum BAS and contractor payments put pressure on working capital.
Time and Complexity
Multiple systems and manual payments added unnecessary admin to his day.
Missed Rewards on Key Payments
With many contractors not accepting AMEX, significant expenses like these went unrewarded.
“With AMEX, I get 55 days to pay the bill back - so I’m getting both rewards and better cash flow. Paying through pay.com.au takes a bit of stress off my back.”
Double the Rewards
Using Amex, Mahmoud earned credit card points plus PayRewards – even on ATO and GST payments that usually earn nothing.
Stress-Free BAS Payments
With up to 55 days to pay off his credit card, Mahmoud gained time and control over cash flow – making big bills less stressful.
Premium Travel, Paid by Business Spend
By converting PayRewards to Qantas Points, Mahmoud now flies business class and arrives at his destination refreshed.
Flexible Airline Access
With 12+ airline partners, he can find reward seats across multiple carriers – not just with one preferred airline.
Business Class Travel
Redeemed PayRewards for end-of-year holidays in business class – without spending extra.
Cash Flow Freedom
Deferred large bills while staying in control of finances.
Simplified Supplier Payments
A faster, easier way to pay trades and contractors – no more juggling platforms.
Platform Confidence
Reliable, easy-to-use tech made it an instant favourite. Mahmoud hasn’t looked back.
“When I pay my GST through pay.com.au, I get double the rewards. If I paid the government directly, I’d get nothing.”
At BDA Homes, building better homes now comes with better financial tools.
Mahmoud’s story proves how builders and developers can turn everyday operational costs into powerful perks – through a platform that works with them, not against them.
Whether you’re paying the ATO, trades, or suppliers – why pay directly when you could earn rewards instead?
Create a free account today and access 30 days of our premium processing rates.