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Calculate your rewards

Work out how many PayPoints you could be earning. Don’t forget, if you use your credit card you can stack both PayPoints and your credit card points!

What are your average monthly payments?



Payment method

PayReward Tier

Summary (Monthly)


Airline Points

Gift Card Value

Airline points value

PayRewards fee

Payment fee


Gross fee

Net cost (after tax)

Remember, using your credit card will also earn you credit card points on top of PayPoints!

T&C’s This calculator is indicative only and is not providing advice. Use the information provided here as a guide online. We do not guarantee the information in this calculator. Note the indicative value of airline points is worked out at 4 cents per point. You may not get this value as redemption rates may vary.

(Assumes 4c value per point. Redemption rates may vary)

(convert to Pay x Prezzee gift cards)

(less fees)

(after tax deductions)

That's enough for...

One-way Business Class Flights from Melbourne to Singapore

“Fly in style”