Super is mandatory. Earning rewards on it isn’t.
Payday Super means you're paying super every payday from 1 July 2026. pay.com.au lets you pay your clearing house by credit card, earn PayRewards Points on every contribution, and turn a compliance obligation into a reward.
How it works
Earn Points on your Super Contributions
Just your ABN. No lengthy approvals. Earning rewards in minutes.
Build your contribution report
Create the report in your clearing house and download the payment details.
Settle with your payment method
Add the payment details into pay.com.au, then pay using the supplied PRN with your credit card or bank account.
Earn points on every payment
Your card's rewards stack with PayRewards — points on contributions you'd be making anyway.
Employee super funds get paid
pay.com.au splits the contribution and remits it on to each employee's chosen super fund.
SECURITY
Your super payments are secure
Trusted by 88,000+ businesses. $17B+ processed.
Card Points
Every Super payment earns.
Pay your super by credit card through pay.com.au. Visa, Mastercard, or Amex. Every dollar earns your regular card points. Your employees super gets a bank transfer. You get the points. Prefer bank transfer? Earn PayRewards on every payment.
CASHFLOW
Keep your cash flowing
Under the old rules, super sat in your account for up to three months. Under Payday Super, it moves within 7 business days. Paying by credit card through pay.com.au gives you flexibility on when the money actually leaves your account. Stack credit card points on top of PayRewards.
PayRewards
Activate PayRewards. Earn even more.
Activate PayRewards on any payment to earn a second uncapped rewards currency. Core: 1 pt/$1 at 1.0%. Plus: 2 pts/$1 at 1.8%. Dial up or down on every payment. No lock-in. Transfer to Qantas, Virgin Australia, KrisFlyer, Aeroplan, Marriott Bonvoy and 11 more.
Transfer PayRewards to 16 airline and hotel partners
With leading transfer options in the Australian business payments market, more partners mean more chances for the perfect seat or stay.
Qantas Business Rewards
Singapore Airlines KrisFlyer
United Airlines Mileage Plus
Virgin Business Flyer
Qatar Airways Privilege Club
Cathay Pacific Asia Miles
Japan Airlines Mileage Bank (JMB)
Air Canada Aeroplan
British Airways Club
China Southern Sky Pearl Club
Vietnam Airlines Lotusmiles
Thai Airways Royal Orchid Plus
Marriott Bonvoy
ALL Accor
Hilton Honors
IHG One Rewards
CLEARING HOUSES
Choose a certified clearing house
ATO SuperStream certified. Add any of these as a payee in pay.com.au.
QuickSuper
Westpac / Qvalent
SuperChoice
SuperChoice Services
Beam Super
Precision Administration
Essential Super
Commonwealth Bank
Wrkr Pay
Wrkr Pty Ltd
OZEDI
OZEDI Holdings
SuperConnector
Apex Superannuation
MessageXchange
EVISION Pty Ltd
Source: ATO SuperStream Certified Product Register, May 2026. Full list at ato.gov.au.
Get set up before 1 July 2026.
One-time setup. Then earn on every super payment.
Claim Your Free TrialWhy pay through pay.com.au
pay.com.au vs direct bank transfer
You're paying super either way. The question is whether it earns you anything.
| pay.com.au Get started |
Direct EFT | |
|---|---|---|
| Rewards | ||
| Earn PayRewards Points | ||
| Earn credit card points | ||
| 16 transfer partners | ||
| Pay invoices with points | ||
| Business benefits | ||
| Credit card cashflow flexibility | ||
| Tax-deductible fees | ||
| All payment types in one platform | ||
| ISO 27001 & 3DS security |
Join thousands of businesses that love rewards
More Australian businesses are choosing pay.com.au to simplify payments and earn points on everyday expenses.
“As a building company, we’ve found Pay.com.au extremely helpful in streamlining our payments and managing project-related expenses… Highly recommend!“
Alex M
“My experience was great from start to finish. The team was professional, helpful, and very responsive. Everything was handled smoothly, and I would definitely recommend this company to others.”
Sarmad D
“Great to have a reach out to help with the account, it was straight forward to use but this was a very nice personal touch.”
Ryan
“I felt very confident that this company cares about their customers and want to offer a level of support that is superior to most other comparable companies… amazing!”
Steven
“Super helpful onboarding service. Making it so easy to pay our first few transactions. Explained all the tips and tricks to make life easier too.”
Herman C
“We’ve had such a fantastic experience with Pay.com.au. It’s refreshing to work with a company that not only provides a great product but also genuinely cares about their customers.”
Cassandra A
"No brainer, tax deductible fees and points that can be transferred to any loyalty partner worth using."
Jack B
"I just processed my first batch of supplier accounts and the platform is so user friendly. Customer service from Charlie is exceptional!"
Emma
"My advisor Craig has been so good to deal with… Highly recommend. Just wish I signed up sooner!"
Damien
"I am loving pay.com.au with its ever expanding list of Partners, secure transactions and customer service."
Paul M
"They’re constantly adding new partners and features, so there’s always something new to explore. The webpage is super easy to use, and the staff are incredibly helpful.. I highly recommend giving it a try!"
Saurav
"As a business owner, I’ve found pay.com.au a brilliant solution for managing payments and improving cash flow... I’d highly recommend pay.com.au to any business looking to streamline payments and unlock more value from everyday transactions."
Phillip B
"First class web app easy to use! Potential point return far superior to other similar priced payment services. The amount of partners/airlines to transfer points to us amazing!!!"
Bradley
"Quick, easy, and complimentary to my business activities. Professional organisation fulfilling its potential."
Gavin
"The team at pay.com.au have been 5 star from the get go. Helping us get started to navigating the travel hub which is the main reason we got involved!! 👏"
Gareth
"Why not earn points on your spend!? I am so confident you or your business will love it… It's 10 out of 10 folks!"
Dean O
"Great customer service like this is hard to come by in Australia these days. Thank you to the Pay.com.au team—keep up the fantastic work and continue building in this direction."
KE
"Easy transactions and reliable service. Have and will continue to recommend to friends and colleagues."
Mark H
"It is a game changer for business owners and companies who want a peace of mind regarding bills and other payments including payrolls… Highly recommended, you will not be disappointed."
Alexis
"This company provides an awesome method for us to pay tax, super, suppliers, business expenses and staff whilst accumulating Qantas, Virgin and Singapore Airlines frequent flyer points."
Timbo
"Easy, secure and points rewards are fantastic!"
Nick
"Great Xero integration and very prompt support. Lots of flexibility with how to use reward points as well."
Oliver R
"We pay all our business expenses via pay.com.au to maximise our points generation… The platform is seamless and easy to use - couldn't recommend it highly enough!"
Mike S
"From day one, the customer service has been faultless. Used their services multiple times and couldn't be happier. Highly recommended!"
Niranjan
"pay.com.au has been extremely easy to set up and use. The pay.com.au team are always very responsive and helpful!"
Lisa A
Common questions
Payday Super. Straight Answers
Everything you need to know about paying super through pay.com.au.