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Not sure which airline to transfer your PayRewards Points to? Here’s your guide

Not sure where to transfer your PayRewards Points? We break down the best airline partners, transfer rates, and top routes to help you get the most value for your next Business or First-Class flight.
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Written byDan Withinshaw

PublishedMarch 21, 2025

Last updatedJune 23, 2025

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Pay.com.au business payments platform dashboard interface

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    Wondering where to transfer your PayRewards Points?

    When it comes to turning your PayRewards Points into Business or First-Class travel, choosing the right airline partner is key. Each airline offers different routes, transfer rates, and redemption opportunities—so where should you transfer your points to get the best value?

    With over eight airline partners, PayRewards gives you access to premium travel on some of the world’s best carriers. Knowing which program suits your goals can help you stretch your points further.

    Below, we break down each of our airline partners, including their best routes, redemption rates, and top tips to help you get the most out of your points. Let’s find the best airline for your next Business Class adventure!


    Qantas Business Rewards & PayRewards

    Qantas Business Rewards

    Transfer rate: 2 PayRewards Points = 1 Qantas Point
    Best for: Extensive domestic coverage throughout Australia and flights to major global hubs like London, New York, Los Angeles, Singapore, Tokyo, Vancouver, Fiji, and Paris.
    Pay.com.au business payments platform dashboard interface Top Tip: Look for ‘Classic Reward’ Seats when booking with Qantas Points for the best value

    Popular Routes:
    • Sydney to Los Angeles -Business Class one way from 108,400 Qantas Points + Taxes*
    • Melbourne to Tokyo – Business Class one way from 82,000 Qantas Points + Taxes*
    • Sydney to Paris – Business Class one way from 144,600 Qantas Points + Taxes*

    Helpful Resources:
    Your guide to making the most of Qantas Business Rewards
    The five best Business Class seats flying from Australia– Point Hacks


    Virgin Australia Business Flyer & PayRewards

    Virgin Australia Business Flyer

    Transfer rate: 2 PayRewards Points = 1 Velocity Point
    Best for: Extensive coverage domestically throughout Australia, plus flights across Asia-Pacific, North America, Europe, the Middle East, Africa and more.
    Pay.com.au business payments platform dashboard interface Top Tip: You can use Velocity Points for upgrades on Virgin Australia flights and partner airlines.

    Popular Routes and Reward Seat Amounts:
    • Sydney to Nadi (Fiji) – Business Class one way from 35,500 Velocity Points + Taxes* 
    • Melbourne – Tokyo – Business Class one way from 61,500 Velocity Points + Taxes* 

    Helpful Resources:
    Putting Virgin Australia Business Flyer to the task for travel savings
    Redeeming Velocity Points – Velocity Frequent Flyer


    KrisFlyer & PayRewards

    Singapore Airlines KrisFlyer

    Transfer rate: 2.5 PayRewards Points = 1 KrisFlyer mile
    Points currency: KrisFlyer Miles
    Best for: Flights to Europe, Asia, and beyond with Singapore Airlines and the Star Alliance network.

    Pay.com.au business payments platform dashboard interface Top Tip: Look for ‘Saver Award’ Seats when using KrisFlyer miles for the best value.

    Popular Routes and Reward Seat Amounts:
    • Sydney to Singapore one way – Business Class one way from 68,500 KrisFlyer miles + Taxes*
    • Sydney to Rome (via Singapore) – Business Class one way from 130,500 KrisFlyer miles + Taxes*

    Helpful Resources:
    Australian Frequent Flyer Singapore Airlines Forum – Australian Frequent Flyer
    Singapore Airlines and Star Alliance Reward Seat ChartsSingapore Airlines


    Qatar Airways & PayRewards

    Qatar Airways Privilege Club

    Transfer rate: 3 PayRewards Points = 1 Avios
    Points currency: Avios
    Best for: Luxury travel in Business and First Class with Qatar Airways and Oneworld partners.

    Pay.com.au business payments platform dashboard interface Top Tip: Qatar Airways’ Qsuite offers one of the best Business Class experiences in the world.

    Popular Routes and Reward Seat Amounts:
    • Sydney to Doha one way – Business Class one way from 70,000 Avios + Taxes
    • Melbourne to Dubai one way –Business Class one way from 75,000 Avios + Taxes
    • Sydney to Paris one way – Business Class one way from 90,000 Avios + Taxes

    Helpful Resources:
    How to book Qatar Airways Business Class with pointsPoint Hacks
    Your guide to Qatar Airways Privilege Club: Explore the Middle East and Europe with PayRewards


    Pay.com.au business payments platform dashboard interface

    Cathay Pacific Asia Miles

    Transfer rate: 3 PayRewards Points = 1 Asia Mile
    Points currency: Asia Miles
    Best for: Flights from Australia to Hong Kong and onwards to Asia, Europe, and North America.

    Pay.com.au business payments platform dashboard interface Top Tip:
    Instantly check how many miles you’ll need for your next trip with Cathay with their Award Seat Search Tool

    Popular Routes and Reward Seat Amounts:
    • Sydney to Hong Kong – Business Class one way from 58,000 Asia Miles + taxes
    • Melbourne to London (via Hong Kong) – Business Class one way from 110,000 Asia Miles + taxes
    • Sydney to New York (via Hong Kong) – Business Class one way from 110,000 Asia Miles +taxes

    Helpful Resources:
    Your guide to Cathay Pacific Asia Miles: Kickstart Your Hong Kong and European Adventure


    Air Canada & PayRewards

    Air Canada

    Transfer rate: 2.5 PayRewards Points = 1 Aeroplan point
    Best for: Flights to major Canadian cities (Vancouver, Toronto, Montréal) and U.S. destinations (Los Angeles, New York, San Francisco). As well as Star Alliance flights to Europe.

    Pay.com.au business payments platform dashboard interface Top Tip: Aeroplan is a fantastic option for flying out of Australia, providing access to nearly 50 airline partners, easy-to-book reward flights, and no fuel surcharges on redemptions.

    Popular Routes and Reward Seat Amounts:
    • Sydney to Vancouver – Business Class one way from 142,500 Aeroplan Points + taxes
    • Melbourne to Toronto – Business Class one way from 115,000 Aeroplan Points + taxes

    Helpful Resources:
    Flying Business Class with Air Canada – Point Hacks 
    See where you could go with Air Canada’s interactive flight map Air Canada
    49 Airlines you can book using Aeroplan points: the complete list


    Pay.com.au business payments platform dashboard interface

    Vietnam Airlines Lotusmiles

    Transfer rate: 2.5 PayRewards Points = 1 Aeroplan Point
    Points currency: Lotusmiles
    Best for: Flights within Asia and long-haul routes to Europe and North America.

    Pay.com.au business payments platform dashboard interface Top Tip: Vietnam Airlines Business Class provides excellent value for points redemptions.

    Popular Routes:
    • Sydney to Ho Chi Minh City
    • Melbourne to Paris (via Hanoi)
    • Brisbane to Tokyo (via Ho Chi Minh City)

    Helpful Resources:
    The Ultimate Guide to Vietnam Airways Lotusmiles – Point Hacks


    Royal Orchid Plus & PayRewards

    Thai Airways Royal Orchid Plus

    Transfer rate: 2.5 PayRewards Points = 1 Royal Orchid Plus Mile
    Points currency: Royal Orchid Plus Miles
    Best for: Travel to Thailand and beyond with Thai Airways and the Star Alliance network.

    Pay.com.au business payments platform dashboard interface Top Tip:
    As PayRewards’ first SkyTeam partner, Lotusmiles unlocks redemption opportunities across the SkyTeam alliance, broadening your travel options.

    Popular Routes:
    • Sydney to Bangkok
    • Melbourne to Frankfurt (via Bangkok)
    • Brisbane to Tokyo (via Bangkok)

    Helpful Resources:
    Thai Air Awards ChartsThai Airways


    The choice is yours!

    Maximising your PayRewards Points is all about choosing the right airline partner for your travel goals. Whether you’re eyeing a luxurious Business Class seat to Europe or a quick getaway to Fiji, finding the best reward seats can be an art.

    If you’re not yet a pay.com.au member, now’s the time to sign up and start earning. And when it comes to securing those hard-to-find reward seats, our PayTravel Team is here to help—get expert guidance to turn your points into unforgettable journeys.

    Important information

    *Disclaimer: Please note that actual costs and point requirements may vary depending on travel dates, routes, availability, and other factors. Point requirements and associated taxes/fees for reward seats can fluctuate significantly. Point costs, transfer rates, and other data are accurate as of 25 March 2025. These may be subject to change without notice, and we recommend checking for the most up-to-date information.


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    About the author

    Dan is a content marketing specialist at pay.com.au who transforms complex rewards programs into compelling stories. Drawing from his Kiwi roots and global adventures, he brings a unique perspective to finding value in points redemptions. With experience in startups and scale-ups, he helps readers unlock the potential of their rewards. Outside of work, you'll find Dan producing music, mixing on the decks, and immersing himself in Melbourne's sports and music culture.