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Holiday Payment Processing Times

Written byDan Withinshaw

PublishedDecember 8, 2025

Last updatedDecember 8, 2025

Pay.com.au business payments platform dashboard interface

During the Christmas and New Year period, payments will take a little longer to clear. Here’s when your payment will be sent to your supplier based on the date you make the payment.

Bank Account Payments

Payment Date	Remittance Date
Tuesday 23 December	Monday 29 December
Wednesday 24 December	Tuesday 30 December
Thursday 25 – Sunday 28 December	Wednesday 31 December
Tuesday 30 December	Friday 2 January
Wednesday 31 December	Monday 5 January

Card Payments

Payment Date	Remittance Date
Wednesday 24 – Sunday 28 December	Monday 29 December
Wednesday 31 December – Thursday 1 January	Friday 2 January

PayID & PayTo

Payment Window	Remittance Date
Wed 24 Dec (after 2pm) – Mon 29 Dec (before 2pm)	Monday 29 December
Wed 31 Dec (after 2pm) – Fri 2 Jan (before 2pm)	Friday 2 January

Need help?

If you have any questions about holiday processing times or need support with a payment, our team is here to help. Just reach out and we’ll get you sorted as quickly as possible.

About the author

Dan is a content marketing specialist at pay.com.au who transforms complex rewards programs into compelling stories. Drawing from his Kiwi roots and global adventures, he brings a unique perspective to finding value in points redemptions. With experience in startups and scale-ups, he helps readers unlock the potential of their rewards. Outside of work, you'll find Dan producing music, mixing on the decks, and immersing himself in Melbourne's sports and music culture.

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