Make payments. Earn points. Simple.

Make payments. Earn points. Simple.

Why pay the old way? Pay smarter with pay.com.au - unlock rewards, improve cash flow, and simplify payments.

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Every expense counts when you pay or get paid

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Pay your way

Pay any supplier using a credit card, bank transfer, or BPAY, even if they don't accept cards. Earn rewards on every payment, and pay suppliers and staff internationally.

Trusted by 100,000+ businesses

Helping Australian businesses reimagine their business payments, since 2021.

Business payments with extra benefits

Every payment counts - no matter how you pay, you’re always earning. Uncapped.

Bank transfers. Rewarded

Pay suppliers or bills via bank transfer or BPAY and earn Points. You can even earn on credit card repayments.

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Full Points on ATO payments

Paying the ATO directly limits your credit card Points. Use pay.com.au and get your full Points allocation.

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More payments, more points

Unlock flexibility and use the payment method that works for you, not just your supplier.

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Cashflow. Boosted

Use your credit card’s interest-free period to manage cash flow—up to 55 days.

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Stack your rewards

Earn rewards twice with PayRewards! Use your rewards credit card (hello, Amex!) to rack up Points, then double them with PayRewards for even more rewards!

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The rewards program that works as hard as you do

Built for business owners, PayRewards lets you earn PayRewards Points on all your business expenses and unlock a range of business benefits.

Airline & Hotel Partners

Fly Business or First Class with direct transfers to 17 leading airline and hotel partners.

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Customised Redemptions

Gift cards. Products. Invoices. Luxury travel.
With PayRewards, it’s your points, your choice. Reward yourself (or others) your way.

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Unlock Exclusive Business Benefits

With PayRewards you unlock exclusive benefits built to power your business. Access bonus point transfers with our travel partners, plus exclusive discounts or offers, through our Member Benefits portal.

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All from one platform

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Xero and MYOB integrations

Sync transactions seamlessly with your chosen accounting software for effortless reconciliation.

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Invite your team

Manage multiple businesses from one platform and assign roles like bookkeepers or admins.

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Custom authorisation

Manage payment approvals for secure, controlled spending.

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Recurring payments

Automate bills and payments to save time and effort.

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Password-free login

Enjoy secure, fast account access with Passkeys for a safer login experience.

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Share points with staff

Send points to staff or others in your business.

Trusted by leading Australian businesses
Pay.com.au business payments platform dashboard interface Lifecykel logo Pay.com.au business payments platform dashboard interface Point Hacks logo FUNDAY Natural Sweets logo TPACK logo CorePlus logo Pay.com.au business payments platform dashboard interface Bippi logo Pistachio Papi logo Ena Pelly logo

Your payments, extra secure

Over billions processed annually. Protected by industry-leading security.

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PCI DSS compliant

Payments protected according to PCI DSS security standards.

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ISO 27001 certified

Secure data handling through ISO 27001-certified infrastructure.

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Tokenised data

No card numbers stored—just safe, secure tokens for every payment.

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Automatic fraud detection

Instant suspicious activity flagging to help stop fraud early.

Join 100,000+ businesses that love rewards

More Australian businesses are choosing pay.com.au to simplify payments and earn points on everyday expenses.